Who We Help
Builtforthewaysmallbusinessesactuallyrun.

OneCo isn't a generic tool watered down for every use case. It's purpose-built for the financial reality of running a small business, in the industries where it actually matters.

Retail

Know your margins in real time.

Connect your POS and inventory systems. OneCo automatically categorizes COGS, tracks shrinkage, and reconciles daily sales against your bank deposits, so you always know where your money went.

Daily cash reconciliationInventory cost trackingSeasonal payroll scalingSales tax compliance
Agencies

Bill clients confidently. Pay your team on time.

Track project profitability down to the hour. Onboard contractors with 1099 setup handled automatically. Get paid faster with integrated invoicing that syncs directly to your books.

Project-based accountingContractor 1099 filingClient invoicing & collectionsUtilization reporting
Contractors

Get paid. Stay compliant. Keep building.

Whether you're a solo operator or managing a crew, OneCo handles estimated quarterly taxes, tracks job costs, and processes payroll for your team, so you stay focused on the work.

Quarterly tax estimatesJob cost trackingCrew payrollLicense & permit reminders
Restaurants

Tight margins need tight books.

Restaurant finances are complex: tips, tipped minimum wage, weekly payroll, food cost variance. OneCo handles all of it automatically, and integrates with major POS systems.

Tip allocation & reportingWeekly payrollFood cost varianceHealth code compliance
Clinics

Focus on patients. Not paperwork.

Between insurance reimbursements, provider payroll, and HIPAA-adjacent compliance obligations, running a clinic is financially complex. OneCo simplifies every piece of it.

Provider payroll & schedulingInsurance reconciliationCompliance trackingMulti-location reporting

Don't see your industry? OneCo works for any small business.

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