vs. HighBeam

OneCo vs. HighBeam

HighBeam is designed for e-commerce brands doing $5M+ in revenue. OneCo is built for every small business, with banking, payroll, accounting, taxes, insurance, and credit in one place.

No credit card required. Cancel anytime.

OneCo
Banking
Payroll
Accounting
Tax Filing
Insurance
Business Credit
From $99/mo
HighBeam
✕Banking
✕Payroll
✕Accounting
✕Taxes
✕Insurance
✕Credit
$0 + fees
6
Products in one platform
1
Monthly price, everything included
120
Hours saved per year on average

See every feature, side by side.

OneCo
From $99/mo
HighBeam
$0 + fees
Banking
Business Checking Account
✓
✓
High-Yield Savings
✓
✓
Cash Back Rewards
✓
✓
Programmable Debit Cards
✓
✓
No Monthly Fees
✕
✓
Payroll & People
Payroll Processing
✓
✕
Automatic Tax Filing
✓
✕
Direct Deposit
✓
✕
Financial Management
Bookkeeping & Accounting
✓
✕
AI Cash Flow Forecasting
✓
✓
Real-Time Financial Dashboard
✓
✓
Tax Filing
✓
✕
Insurance & Credit
Business Credit Monitoring
✓
✕
Business Insurance
✓
✕
Financing / Capital Access
~
✓
Platform
Unified Back Office Dashboard
✓
✕
Single Monthly Price
✓
✕
Suitable for Non-E-Commerce
✓
✕
Mobile App
✓
✓

Why businesses switch from HighBeam to OneCo.

01
Built for every business, not just e-commerce
HighBeam targets brands doing $5M+ in revenue. OneCo is designed for businesses of every size and industry, from solo operators to growing teams.
02
Banking is just the start
HighBeam stops at banking and capital. After that you still need Gusto for payroll, QuickBooks for accounting, and a separate insurance broker. OneCo replaces all of them.
03
One price, no surprises
HighBeam charges fees on capital products, wire transfers, and add-ons. OneCo charges one monthly price based on your revenue. No hidden fees, no transaction charges.
❝

I used to have QuickBooks, Gusto, and a separate bank account. Now I have OneCo. I wish I'd done this two years ago.

Sarah M., Boutique Owner, Miami FL
★★★★★

The math is simple.

OneCo
From $99/mo
Scales with your revenue. One price for everything.
Banking
Payroll
Accounting
Tax Filing
Insurance
Business Credit
HighBeam
$0 + fees
(+ additional tools required)
Banking(not included)
Payroll(not included)
Accounting(not included)
Taxes(not included)
Insurance(not included)
Credit(not included)

Common questions about switching.

Ready to replace HighBeam?

Join thousands of small businesses that run their entire back office on OneCo. Get started in minutes.

No credit card required. Cancel anytime.