Docs / Getting Started / Overview
OneCo Documentation
v2.4, LatestEverything you need to get up and running with OneCo. Banking, payroll, accounting, and tax, all in one place.
Start here
Quick Start
Connect your bank and run your first payroll in under 10 minutes.
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Banking Setup
Link accounts, set up transfers, and manage cash flow.
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Payroll Guide
Add employees, configure pay schedules, and run payroll.
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Tax Overview
Understand estimated taxes, deductions, and filing through OneCo.
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Set up your account
Create your OneCo account
Takes about 2 minutes
Sign up with your business email. You'll need your EIN and a government-issued ID to verify your business. OneCo uses bank-level 256-bit encryption from day one.
Connect your business bank account
Supports 12,000+ US banks
Use Plaid to securely link your existing bank account, or open a new OneCo business checking account directly in the dashboard. No routing numbers to copy manually.
Add your employees or contractors
Supports W-2 employees and 1099 contractors
Import from Gusto, Rippling, or ADP via CSV, or add team members manually. OneCo will automatically calculate withholdings, benefits deductions, and employer taxes.
Run your first payroll
Usually takes under 3 minutes
Review hours, approve pay, and submit. OneCo handles ACH disbursement, tax filings, and pay stub delivery automatically. Direct deposit lands in 1-2 business days.