More business.
Less overhead.
One flat platform. One price that scales with your revenue, not your feature usage. Banking, payroll, accounting, compliance, and business credit. All of it, from day one.

The right price for where your
business is right now.
Slide to your revenue. See exactly what you pay, and what you'd pay everywhere else.
How do you want to be billed?
What's your annual revenue?
$0$99 base + $0 revenue fee = $99/mo
Anything you want to add?
Where are you in your journey?
What you'd pay elsewhere.
Same capabilities. Very different price.
5 Separate Tools
$847/mo
QuickBooks + Gusto + Relay + Nav + Hurdlr, billed separately, no integration
Part-Time Bookkeeper
$1,200/mo
Average part-time bookkeeper in the US. Doesn't cover payroll, compliance, or credit.
✓ OneCo, Everything Included
$99
/moBanking, payroll, accounting, compliance, business credit, and insurance. One login.
You save $748/mo vs. 5 separate toolsMonthly Billing
Pay month to month. No commitment. Cancel or pause anytime.
Most FlexibleAnnual Billing
Pay upfront for the year and save 20% off your monthly rate. Billed once annually.
Best ValueEverything. No Add-Ons. No Surprises.
Every OneCo plan includes the full platform.
Business Banking
Checking, savings, ACH transfers, and debit card
Automated Payroll
Full-service payroll with automatic tax filing
Accounting & Bookkeeping
Real-time books, invoicing, and reconciliation
Business Credit Monitoring
Score tracking across D&B, Experian, and Equifax
Credit Building Roadmap
Step-by-step guided credit building program
Compliance Calendar
Automated reminders for every state and federal deadline
Annual Report Filing
We handle the paperwork, you stay in good standing
Business Insurance
Compare and purchase coverage in minutes
HR & Benefits
Onboarding, employee docs, and benefits management
Real-Time Dashboard
All your financials visible in one place, always
Dedicated Support
Live chat and email support, no bots
Integrations
Connects with Stripe, Shopify, QuickBooks, and more
Pricing Questions.
Your gross annual revenue, the total your business brings in before expenses. You self-report this when you sign up and can update it anytime in your account settings.
You can update your revenue at any time. If you're on monthly billing your price adjusts the following month. If you're on annual billing, we'll prorate the difference at your next renewal.
Yes. Every new account gets 14 days free, no credit card required. You get access to the full platform from day one.
Monthly subscribers can cancel anytime with no penalty. Annual subscribers can cancel and receive a prorated refund for unused months.
You start at $99/month, which gets you the full platform. Most new businesses get ROI within the first 30 days just from the payroll and bookkeeping automation alone.
None. No onboarding fees, no per-seat charges, no surprise add-ons. The price you see on the slider is what you pay. Banking, payroll, accounting, tax prep, and compliance monitoring are all included, no a la carte upsells.
We bill based on your trailing 12-month annual revenue divided by 12, not your best month or worst month. If your revenue drops significantly (more than 20% year over year), reach out and we'll adjust your plan downward immediately. We don't lock you into a higher tier based on a single strong month.
No. Most businesses run OneCo alongside their existing tools during a transition period. We provide a concierge migration for banking, payroll, and accounting data so nothing falls through the cracks. Most customers are fully migrated within 2 weeks, but you control the pace.
Your Price. Your Pace. No Surprises.
Start free for 14 days. No credit card. Cancel anytime.