More business.
Less overhead.

One flat platform. One price that scales with your revenue, not your feature usage. Banking, payroll, accounting, compliance, and business credit. All of it, from day one.

OneCo memberOneCo memberOneCo memberOneCo member
2,400+active businesses on OneCo

The right price for where your business is right now.

Slide to your revenue. See exactly what you pay, and what you'd pay everywhere else.

How do you want to be billed?

Monthly
AnnualSave 20%

What's your annual revenue?

$0
$0$5,000,000

$99 base + $0 revenue fee = $99/mo

Anything you want to add?

Business Credit Monitoring & Roadmap
Included ✓
Dedicated Onboarding Session
+$149 one-time
Priority Support (<2hr response)
+$49/mo

Where are you in your journey?

Just getting started (0–2 years)
Growing business (2–5 years)
Established business (5+ years)

What you'd pay elsewhere.

Same capabilities. Very different price.

5 Separate Tools

$847/mo

QuickBooks + Gusto + Relay + Nav + Hurdlr, billed separately, no integration

Part-Time Bookkeeper

$1,200/mo

Average part-time bookkeeper in the US. Doesn't cover payroll, compliance, or credit.

✓ OneCo, Everything Included

$99

/mo

Banking, payroll, accounting, compliance, business credit, and insurance. One login.

You save $748/mo vs. 5 separate tools

No credit card required. Cancel anytime.

Monthly Billing

Pay month to month. No commitment. Cancel or pause anytime.

Most Flexible

Annual Billing

Pay upfront for the year and save 20% off your monthly rate. Billed once annually.

Best Value

Everything. No Add-Ons. No Surprises.

Every OneCo plan includes the full platform.

Business Banking

Checking, savings, ACH transfers, and debit card

Automated Payroll

Full-service payroll with automatic tax filing

Accounting & Bookkeeping

Real-time books, invoicing, and reconciliation

Business Credit Monitoring

Score tracking across D&B, Experian, and Equifax

Credit Building Roadmap

Step-by-step guided credit building program

Compliance Calendar

Automated reminders for every state and federal deadline

Annual Report Filing

We handle the paperwork, you stay in good standing

Business Insurance

Compare and purchase coverage in minutes

HR & Benefits

Onboarding, employee docs, and benefits management

Real-Time Dashboard

All your financials visible in one place, always

Dedicated Support

Live chat and email support, no bots

Integrations

Connects with Stripe, Shopify, QuickBooks, and more

Pricing Questions.

Your gross annual revenue, the total your business brings in before expenses. You self-report this when you sign up and can update it anytime in your account settings.

You can update your revenue at any time. If you're on monthly billing your price adjusts the following month. If you're on annual billing, we'll prorate the difference at your next renewal.

Yes. Every new account gets 14 days free, no credit card required. You get access to the full platform from day one.

Monthly subscribers can cancel anytime with no penalty. Annual subscribers can cancel and receive a prorated refund for unused months.

You start at $99/month, which gets you the full platform. Most new businesses get ROI within the first 30 days just from the payroll and bookkeeping automation alone.

None. No onboarding fees, no per-seat charges, no surprise add-ons. The price you see on the slider is what you pay. Banking, payroll, accounting, tax prep, and compliance monitoring are all included, no a la carte upsells.

We bill based on your trailing 12-month annual revenue divided by 12, not your best month or worst month. If your revenue drops significantly (more than 20% year over year), reach out and we'll adjust your plan downward immediately. We don't lock you into a higher tier based on a single strong month.

No. Most businesses run OneCo alongside their existing tools during a transition period. We provide a concierge migration for banking, payroll, and accounting data so nothing falls through the cracks. Most customers are fully migrated within 2 weeks, but you control the pace.

Your Price. Your Pace. No Surprises.

Start free for 14 days. No credit card. Cancel anytime.